Risks of "Buy Now, Pay Later" Programs: Experts Warn of Potential Overspending

With the rising popularity of "Buy Now, Pay Later" (BNPL) programs, experts have begun to express concerns about the potential risks associated with these financing schemes. These services, which allow consumers to make purchases with deferred payments, are becoming increasingly popular among young people and those facing financial difficulties. However, as specialists emphasize, this convenient method of obtaining credit can easily lead to overspending and financial strain.

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